microfinance software is one of the web based
online software , websoftex microfinance software is one of the complete web
solutions to fulfill the all microfinance requirements to the microfinance
players . and you are looking at the best web based microfinance software give
a look at the websoftex microfinance software .
Mfin ‘s is a very well designed and more flexible ,
and it is a user friendly with a maximum level of protection and maximum level
of automation ,
We having a well web designing experts that can our
customers can easily master our microfinance website , and our website delivering a outstanding
customer service , and can operate very easily with a minimum number of staff .
Microfinance software is web based , module driven
, microfinance software company is one of the financing and loan based company
, and it having a very affordable loan interest structure and it is flexible .
And MFI is powered by the modules and reports which
facilitate , microfinance software includes number of modules like branch
management , product management , user management , loan processing , loan
recovery , loan distribution , financial accounting , fund management for HO ,
fund management for branch , collection office management , and many more .
And the modules can be explained by one by one
1: BRANCH MANAGEMENT : a branch management module
contains all the information related to branch office , region , division . it
will manage the microfinance organizational hierarchy . and the features
include New branch office , new division office , new regional office , and
portfolio-backlog transfer .
2: product management : products are the financial
offerings to the customer from a MFI and they are governed by the rules that
specified by the microfinance organizations and these rules are the different
for the every product . and their features include : create loan product ,
create survey field , loan gradation , fee registration & written off
master
3: collection officer management : this modules
consist of the group master and employee masters , the user can create the new
group through their group master . groups are at the heart of the microfinance
organization , on the other side employee details are stored by the employee
masters , the collection officer management includes : create group , employee
registration, and assign group to collection officer .
4: user management : this module defines the access
restrictions and user management by using roles and also includes access
restriction , there are five level of stages of the users based on the roles ,
such as Branch manager , regional manager , administrator , division manager ,
and also teller. and this features
includes : create users change passwords and user data entry status .
5: Insurance management : this is the module that
manages the customer death settlement with the insurance company . and this
features includes the death documents from the branches , claim insurance ,
claim received , claim observed , death outstanding settlement and reclaim and
the rejected claim .
6: Member registration : these module includes the
care of our customer survey and group information , through the “create survey field user can maintain the customer
survey filed . sub module can explain : first it manages to create a members ,
modify member details and transferring members between two groups with
backlog-portfolio , and their features include , customer survey , survey
review by BM , survey review by RM , new
member registration , edit member , and group to group transfer .
7: Loan processing : loans helps fulfilling the
goal of microfinance software by providing credits to the customers ,
microfinance can identify the proper and suitable customer with the help of
loan processing modules . and it also manages the loan documentation and loan
processing status and the loan recycle sub module maintains the loan recycle
system . and the features includes document submit , loan processing and loan recycle
.
8: Loan disbursement: the system will update all
the installment amount and various charges basis on the loan product and
automatically produced , when the loan is disbursed to a customer , the
loan due date automatically scheduled
according to the holiday master and grace period and all the respective ledgers
get updated automatically . when the loan as been paid by the customers online
, the system shows the paid loan number , the customer death manages by the
death settlement value , the user may return the security amount to the
customers without paying the loan amount , if a customer is dead .
9: Loan recovery : this module includes the date
wise C.O collection , and manages group wise loan recovery , the system will
automatically update the loan outstanding balance , once the payment has been
applied in the system . due to the violations and or / non repayment etc, the
customer loan account can be marked as the “written –off” on the basis of
“definition of lateness” as defined by the HO .
10: Financial accounting : this financial module ,
allowing to do only the portfolio accountancy , but also the administrative
accountancy , and this integrated with the all of the other modules , like
shelf accounting packages such as cashbook , general ledger , trail balance ,
and cash flow .
11: Fund management for HO : and this modules
includes fund receive , fund payment , and fund allocation to branch and
transferring fund from one branch to another branch , and the features includes
like fund received by branch , fund payment by branch, fund transfer and branch
to branch payment .
12: Fund management for branch : this module
includes the care of fund from the branch office , the fund transfer between
branches is managed by the regional manager and it includes features like: fund
received by branch , fund transfer and branch to branch transfer , fund payment
by branch.
Looking for the MFIs software , give us a look
Thanks and regards
Websoftex software solutions private limited
Contact : 9765988588 , 8884040622 , 9916807666
Visit website http://websoftex.in/microfinance_software.php
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